She considers a field and buys it; out of her earnings she plants a vineyard. — Proverbs 31:16

This will probably be short because I didn’t get to this until 6:00 p.m. today. Sorry!

One of my favorite organizations is Kiva. They loan money to people in impoverished communities to do something to get them out of poverty — start a business, build a house, or something educational. People can make loans in $25 increments and all those $25 loans add up to $1800 or whatever is needed for the loan. When the loan is paid back, you have the option of having them cut you a check or re-loaning out the money. My choice: *ALWAYS* re-loan the money. I’ve made 14 loans, 13 of which have been paid back or are being paid back and that’s with perhaps $100 of seed money. That’s a lot of $25 re-loans.

I think that this practice (micro-lending) is some of what the woman of valor in this chapter would do today. Back in those days, land would be the thing in which to invest. Today, land is expensive so a savvy woman would invest in other people. With the help of Kiva and other similar organizations, people who would otherwise not be able to feed their families are now out of poverty and becoming leaders in their communities. In this way, growth occurs.